RICHMOND, Va. (WFXR) – Starting in the new year, the minimum insurance coverage that drivers will need to have for their vehicles will increase in Virginia.

Senate Bill 1182 raises the minimum liability insurance coverage requirements over the next three years to the following:

Injury or death of one personInjury or death of two or more peopleProperty Damage
Current requirements$25,000$50,000$20,000
Policies effective 1/1/2022 through 12/31/2024$30,000$60,000$20,000
Policies effective on or after 1/1/2025$50,000$100,000$25,000

The changes apply to vehicle insurance policies issued or renewed on or after Jan. 1, 2022. In order to purchase license plates as well as a title and registration of a vehicle in Virginia, a customer must certify the vehicle is covered by the minimum insurance requirements or pay the Uninsured Motor Vehicle Fee. Vehicle owners who are caught driving without insurance or who have not paid the Uninsured Motor Vehicle Fee will have their driving and vehicle registration privileges suspended. In order to get a suspension lifted, vehicle owners must pay a $600 noncompliance fee, file a Financial Responsibility Insurance Certificate with the Department of Motor Vehicles (DMV) for three years and pay a reinstatement fee.

The DMV says drivers are encouraged to contact their vehicle insurance provider to be sure the minimum insurance coverage is met on their vehicles.