(WFXR) — AARP Virginia is warning college students to be on the lookout for student loan relief scams, as recent headlines have highlighted student-loan forgiveness fraud opportunities.

AARP says to be wary of any contacts from “debt relief experts” offering access to instant, easy-to-access loan forgiveness options or mentioning the “Biden Plan,” especially if you have not requested the information.

Scammers will often ask for upfront payment or for personal information like your FSA ID or Social Security Number. This is an easy way to spot fraud, as it is illegal for debt relief companies to collect payments before they get results.

Another way to spot fraud is if the “services” the company provides are nothing that can’t be found by contacting a loan servicer or the U.S. Department of Education.

If you see a scam, you are asked to report it. For more information on tips to avoid scams, visit here.